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Swasthya Sathi for Education Department

Declaration regarding Swasthya Sathi and WBHS (Purulia) | Option for coverage under Swasthya Sathi Scheme [5624-F(P) dated 27/09/2019]
Exclusion of M.A. for the Swasthya Sathi enrolled staffs | Clarification Regarding deduction of M.A.
Raising the Financial limit for basic health cover for secondary and tertiary care from the existing limit of Rs 1.5 lakh to 5 lakh per family per annum for all cases under SWASTHYA SATHI

Government of West Bengal

Finance Department

Audit Branch

No. 5594-F(P)    Dated, the 6 th day of September, 2017.




Sub: Extension of Coverage of "Swasthya Sathi" Scheme


The State Government has introduced "Swasthya Sathi", a Comprehensive Group Health Insurance scheme for different categories of volunteers / workers vide Finance Department No. 1104-F(P) Dated 25th February 2016. The Scheme already covers ASHA Workers, ICDS Workers, ICDS Helpers, Home Guards / NVF, Civic Police Volunteers, Civil Defence Volunteers, Village Police Volunteers at Gram Panchayats, Self Help Group members of WBSRLM, Self Help Group Members of Urban Development & Municipal Affairs Department, Disaster Management workers, contractual / casual / daily rated workers in various Departments, three-tier Panchayat Members and other contractual employees of Panchayat & Rural Development Department, and part-time lecturers and contractual staff of Colleges and Universities.

2. It has been under active consideration of the Government to expand the coverage of Swasthya Sathi to include other employees / workers / volunteers / teachers engaged in government work. Accordingly, after careful consideration, the Governor is pleased hereby to decide that the following groups of employees / workers / volunteers / teachers etc. as mentioned against the corresponding Administrative Department as in the table below be covered under "Swasthya Sathi" with immediate effect in addition to those already covered under the Scheme:-



Department Employees

Workers I Volunteers I Teachers etc.

Higher Education / School Education

Para Teachers

Siksha Bandhu

Special Educators

Contractual staff of Sarba Siksha Mission including Circle level Resource Centre

Teachers and non-teaching employees of Primary and Secondary Schools

Panchayat & Rural Development

Samprasarak / Samprasarika of Shishu Shiksha Kendras

Samprasarak / Samprasarika of Madhyamik Shiksha Kendras

Contractual Homeopathic Doctors / Compounders at Gram Pamchayat level

Minority Affairs & Madrasah Education

Samprasarak / Samprasarika of Madrasa Shiksha Kendras, Shishu Shiksha Kendras and Madhyamik Shiksha Kendras.

Teachers and non-teaching employees of recognised aided Madrasahs

Animal Husbandry


Fire & Emergency Services

Fire and Auxiliary Workers

Self-Help Group & Self Employment

Prakalpa Sahayaks & Supervisors

Health and Family Welfare

Rogi Sahayaks

Auxiliary Nurse Midwife of National Health Mission

Other Contractual staff of National Rural Health Mission & National Urban Health Mission including ASHA supervisors and Rashtriya Bal Swasthya Karyakram doctors

Contractual staff of Rashtriya Swasthya Bima Yojna & Swasthya Sathi

Contractual Staff of West Bengal Health & Family Welfare Samity

Contractual Homeopathic, Ayush and Unani Doctors and compounders at Gram Panchayat level

Urban Development

Elected representatives of Municipalities

Employees of Development Authorities not covered under West Bengal Health Scheme & Municipal Affairs

Employees of Urban Local Bodies not covered under West Bengal Health Scheme

Sanitary workers and workers engaged under West Bengal Urban Employment Scheme in Urban Local Bodies


3. Employees / workers / teachers who are in receipt of monthly medical allowance can opt for the Scheme by forgoing the monthly medical allowance.

4. It has also been decided that apart from contractual/casual/daily rated workers covered under No. 4570-F(P) dated 31.08.2016, all contractual/casual/daily rated employees engaged by any Department with specific approval of the Finance Department and drawing remuneration from the treasuries or from grant-in-aid shall also be eligible to be enrolled under Swasthya Sathi scheme.



Principle Secretary to the

Government of west Bengal

Source: http://www.wbfin.nic.in/writereaddata/5594-F(P).pdf








Differences between "Swasthya Sathi" and "WB Health Scheme"


WB Health Scheme


1) There is no upper limit of cost in WB Health Scheme (1lakh cashless and above that will be paid as Reimbursement of which 80% can be taken as Advance).

1) SWASTHYA SATHI has a upper limit of 1.5 lakh and 5 lakh (for critical illness).

2) WB Health Scheme is actually meant for Government Employees.

2) SWASTHYA SATHI meant for unorganised sector.

3) All OPD expenses are paid in WB Health Scheme.

3) All OPD expenses are NOT paid in SWASTHYA SATHI.

4) Almost all Private, PPP & Government Hospitals are listed under WB Health Scheme

4) Where only few Private Hospitals are listed under SWASTHASATHI, e.g. only three Private in Kolkata they are Park, Medica & RN Tagore,

5) The Family premium to the Insurance company (National Insurance and United Insurance) ranges between Rs. 1729/- to Rs. 3549/- depending on district (Minimum for Dakshin Dinajpur and Maximum for Kolkata) but Medical Allowance is Rs-3600/- per year.